Supporting your sales
Building a successful partnership to boost sales
Our Finance Products
Customers who feel confident are more likely to buy from your business – and become repeat customers. Our range of finance products gives your customers the support they need to make those important purchase decisions.
For retailers, we offer personal loans with competitive APRs, interest-free loans over a range of lending periods, and buy-now-pay-later loans that can be payment-free for up to 12 months.
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We provide loans and finance products for the following retail products:
- Home Improvement - Kitchens, Windows, Conservatories, Heating
- Electrical - Sewing Machines, TVs, Sound Systems, Lights Systems
- Furniture - Carpets, Sofas, Beds, Bathrooms, Furniture
- PC & Leisure - Personal Computing, Phones, Exercise Equipment, Cycling/Bicycle Equipment
- Other - Jewellery, Alloy Wheels / Motor Accessories
Product
Personal loan - interest free
Personal loan - with buy now pay later
Personal loan - interest bearing
Finance type
Fixed-term personal loan without interest
Fixed-term personal loan where first monthly payment is deferred for a set period or until a specified future date
Fixed-term personal loan with equal fixed monthly payments throughout the loan agreement
Secured loan?
No
No
No
Interest applied?
No
See product details
Yes
Loan Value
Up to £50,000 depending on product financed
Up to £50,000 depending on product financed
Up to £50,000 depending on product financed
Loan term
1 – 5 years
1 – 5 years
1 – 5 years
Product details
When it comes to repaying a Buy Now Pay Later loan, your customers have a few options:
- The customer can begin repayments as planned when the first payment is due. We call it the end of the deferral period.
- The customer can repay the loan in full before the first payment is due, either as a lump sum, or across several payments and they will not be charged interest. The customer may be charged a settlement fee, if this applies.
- It’s also fine to repay part of the loan before the first payment, meaning the customer will pay less interest on the loan. When we receive the payment, we will reduce the loan balance by the sum of the repayment plus the interest rebate. The monthly payment will remain the same, so this may mean the customer repays the loan in full sooner.
- Once the customer begins repayments they’re free to settle the loan at any time but if they make a full or partial payment after the date of the first repayment, they will not be entitled to a refund of any interest up until that date.
Business partner support
Our specialist team is here to help
Need some help?
Existing client support
Call us on: 0800 634 3914*
9am - 8pm Monday to Friday
10am - 6pm Saturday
New clients
If you're not an existing client but would like to discuss your business requirements and find out how Barclays Partner Finance could support you, contact us today through our callback form.
*Calls to 03 numbers are charged at the same rate as dialling an 01 or 02 number. If your fixed line or mobile service has inclusive minutes to 01/02 numbers, then calls to 03 are counted as part of this inclusive call volume. Please check with your service provider.